As you get older, you become more aware of the importance of planning for the future. With age comes the knowledge that you will not always be available to provide your children with support and care indefinitely, and this can be concerning if you are the parent of a special needs child in Colorado. For years, you have worked diligently to ensure that your child has everything he or she needs, but it is critical that you plan for continuation of this support even long after you pass.
One important aspect of this is to discuss the need for continuity of care with your other adult children. After you pass, your adult kids may be the ones who will care for your son or daughter, and it is critical that they know the plans and how to best do this. Discussing your estate plans can prevent issues and provide peace of mind for the entire family.
Knowledge is power
While you have carefully cared for your special needs child for the entirety of his or her life, it is possible that your other children or family members do not understand the details of how to provide this care and other important details. By discussing plans, concerns and other matters with your adult children, you can ensure that your child will be safe and secure for the rest of his or her life. Important details to discuss include:
- Money — Adult kids need to know if your special needs child receives government benefits. They also need to know the details of a special needs trust or funds set aside for his or her care.
- Personal care — Your kids need to know how much care their sibling can provide for himself or herself, as well as the types of additional care necessary, such as nurses, in-home assistance and more.
- Teamwork — Talk to your kids about how they can work together and with others, including family members and professionals, about creating a care plan that is suitable for your child’s needs.
Before you have this important discussion, you will benefit from having a thorough and complete estate plan in place. This is your foundation for ensuring care and support after you pass, and it allows you to ensure that your children know how to care for their sibling in a way that is meaningful and suited to his or her needs. While it could be an uncomfortable discussion, it is a critical one to have.